Microfinance institutions and women's empowerment: empirical evidence in Tanzania

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dc.contributor.author Kasoga, Pendo Shukrani
dc.date.accessioned 2021-05-13T05:14:02Z
dc.date.available 2021-05-13T05:14:02Z
dc.date.issued 2020
dc.identifier.citation Kasoga, P. S. (2020). Microfinance institutions and women's empowerment: empirical evidence in Tanzania. International Journal of Financial Services Management, 10(3), 190-216. en_US
dc.identifier.other DOI: https://doi.org/10.1504/IJFSM.2020.111101
dc.identifier.uri http://hdl.handle.net/20.500.12661/3057
dc.description Abstract. Full text article available at https://doi.org/10.1504/IJFSM.2020.111101 en_US
dc.description.abstract The study examines whether microfinance institutions (MFIs) empower Tanzanian women and identifies challenges that face women in gaining empowerment. Descriptive survey design involving 525 respondents was employed. Selection was done by simple random technique. Personal interview was used to collect data. Data were analysed using structural equation modelling and thematic analysis. The findings indicate that women participating in the MFIs were empowered in terms of control over income and savings, decision making, freedom to move to the markets or banks, purchase independently and knowledge of legal rights. The ability to purchase furniture independently and to move to the parents and siblings were insignificant. Market and business instability, high interest rate of the loans provided, bureaucracy in loan processing, family responsibility and shortage of capital were the challenges which impede women in gaining empowerment. Policies should be designed which have noteworthy of success which test program and product innovations that address women's difficulties. en_US
dc.language.iso en en_US
dc.publisher INDERSCIENCE publishers en_US
dc.subject Microfinance institutions en_US
dc.subject MFIs en_US
dc.subject Women en_US
dc.subject Women empowerment en_US
dc.subject Tanzanian en_US
dc.title Microfinance institutions and women's empowerment: empirical evidence in Tanzania en_US
dc.type Article en_US

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