The impact of firm characteristics in access of financing by small and medium-sized enterprises in Tanzania

dc.contributor.authorKira, Alex Reuben
dc.contributor.authorHe, Zhongzhi
dc.date.accessioned2021-09-16T07:31:23Z
dc.date.available2021-09-16T07:31:23Z
dc.date.issued2012
dc.descriptionFull text article. Also available at http://dx.doi.org/10.5539/ijbm.v7n24p108en_US
dc.description.abstractThe contribution of Small and Medium-sized Enterprise (SME) sector in economic development, job creation and income generation has been recognized worldwide. However, these contributions are not effectively harnessed in Tanzania. The main challenge limiting the sector to contribute fully is a shortage of finance. This study examines the impact of firm characteristics in access to debt financing by Tanzanian SMEs. The equation specified access to finance as dependent variable while firm characteristics as independent variable. Data collection was conducted through self-administered questionnaire in a survey of 163 Tanzanian firms. The statistical analysis of data involved Pearson correlation and logistic regression to establish the association between dependent and independent variables. The results indicate that firm’s location, industry, size, business information, age, incorporation and collateral influence access to debt finance. The study recommends that Tanzanian SME operators should maintain attractive firm attributes to stimulate lenders to extend debt financing to their investments.en_US
dc.identifier.citationKira, A. R., & He, Z. (2012). The impact of firm characteristics in access of financing by small and medium-sized enterprises in Tanzania. International Journal of Business and management, 7(24), 108.en_US
dc.identifier.otherDOI: : http://dx.doi.org/10.5539/ijbm.v7n24p108
dc.identifier.urihttp://hdl.handle.net/20.500.12661/3317
dc.language.isoenen_US
dc.publisherCanadian Center of Science and Educationen_US
dc.subjectSMEsen_US
dc.subjectSmall and Medium-sized Enterpriseen_US
dc.subjectEconomic developmenten_US
dc.subjectIncome generationen_US
dc.subjectFinance shortageen_US
dc.subjectInvestmentsen_US
dc.subjectDebt financingen_US
dc.titleThe impact of firm characteristics in access of financing by small and medium-sized enterprises in Tanzaniaen_US
dc.typeArticleen_US
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