Factors that hinder access to credit by small and medium enterprises in Tanzania: a case of Dar es Salaam region

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dc.contributor.authorMlaki, Fadhili
dc.date.accessioned2019-09-03T06:00:08Z
dc.date.available2019-09-03T06:00:08Z
dc.date.issued2013
dc.descriptionDissertation (MA Business Administration)en_US
dc.description.abstractThis study investigated factors that hinder access to credit by small and medium enterprises in Dar es Salaam region. It employed both quantitative and qualitative methods. Using purposive sampling, a total of 47 respondents were selected to take part in the study. Data were obtained through semi-structured interviews, structured questionnaire and documentary review. Quantitative data from questionnaires were subjected to descriptive analysis. The findings show that both Small and Medium Enterprises (SMEs) are suffering from lack of information, training and poor condition for credits imposed by Financial Institutions (FIs) to SMEs. The implications of these findings were discussed in terms of policy preparation. It was found that conditions for credits should be reduced to fit the need of SMEs. It was further suggested that complex procedures and lack of information should be taken as serious issues to be dealt with by the government, FIs and SMEs sectors. If the government manages to solve the mentioned problems, it will improve the business environment in Tanzania. vien_US
dc.identifier.citationMlaki, F. (2013). Factors that hinder access to credit by small and medium enterprises in Tanzania: a case of Dar es Salaam region. Dodoma: The University of Dodoma.en_US
dc.identifier.urihttp://hdl.handle.net/20.500.12661/1445
dc.publisherThe University of Dodomaen_US
dc.subjectDar es Salaam regionen_US
dc.subjectMedium enterprisesen_US
dc.subjectSmall enterprisesen_US
dc.subjectSmall and Medium Sized Enterprisesen_US
dc.subjectSMEsen_US
dc.subjectHinderen_US
dc.subjectRestricten_US
dc.subjectPreventen_US
dc.subjectCrediten_US
dc.subjectLoanen_US
dc.subjectAccessibilityen_US
dc.titleFactors that hinder access to credit by small and medium enterprises in Tanzania: a case of Dar es Salaam regionen_US
dc.typeDissertationen_US
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